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If you are a Tempe, Arizona, home owner staring foreclosure in the face, you may be weighing your possibilities which include short sale. First of all, you need to know exactly what a short sale is. A short sale is a transaction in real estate in which a lender agrees to accept a discounted payoff from the borrower. In addition, our short sale specialists work with your lender to get you a full release from the deficiency at closing. This means if you owe $100,000 on your home and sell it for $70,000, you will be released from paying the $30,000 deficiency.
Why would a bank agree to do this?
On average, it costs a bank around $60,000 to go through foreclosure proceedings. Also, it looks bad to their investors if they have a high number of foreclosures. This is why in many cases a bank would actually prefer that a home owner go the short sale route. It is to their advantage as well as yours!
The entire process is free to you!
Your lender pays all sellers’ closing costs which includes your agent's brokerage fees; costing you nothing! We do not allow agents within our network to charge any additional fees for their services.
Choose a Specialist
Short sales are not a part of the “Realtor basic training.” It takes separate training combined with experience to really know how to successfully complete a short sale. The average agent within our network has closed over 50 short sales. We will match you up with the Realtor in your area that specializes in your specific needs! Don’t just trust any real estate agent to short sale your Tempe home. Choose a Specialist!
How do you qualify?
Before the bank will agree to a short sale, you must first prove to your lender that you are in a financial hardship that hinders your ability to pay your mortgage each month. In many cases, the home owner owes more on the home than it is currently worth in today's real estate market.
Hardships include:
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Divorce
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Relocation/Job transfer
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Loss of income
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Vacant rental property
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Job loss
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Increase in bills
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Illness
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Death in the family
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Contact us today by filling out our Home Evaluation Form or call to speak instantly with a Short Sale Specialist. Find out about programs such as HAFA which can get you $3,000 cash back at closing to go towards relocation costs.
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Do you need to short sale your Tempe AZ home? Our short sale specialist Realtors specialize in Tempe short sales as well as all other areas of Pheonix short sales. Buy or sale Tempe AZ short sale real estate with an experienced agent for FREE! The HAFA Government short sale program offers Tempe home owners $3,000 back for a short sale.
Need a Tempe AZ Distressed Property Expert Certified in short sales to offer free Chase short sale services? Our Tempe area Distressed Property Expert Certified real estate agents are here to help, and are Certified or training in the Arizona Home Affordable Foreclosure Alternatives, or HAFA Government short sale program.
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